body {
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  background: #ffffff;
  color: #222;
}
.brand-icon {
  width: 39px;
  height: 39px;
  border-radius: 10px;
  background: #ffd166;
  color: #0f172a;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.9rem;
  letter-spacing: 0.03em;
  border: 1px solid rgba(255, 255, 255, 0.35);
}
.hero {
  background: linear-gradient(120deg, #0b72ff 0%, #5a8dff 100%);
}
.hero-card {
  border: 1px solid rgba(255, 255, 255, 0.15);
  background: #fff;
}
.chip {
  display: inline-block;
  background: #eef2ff;
  border: 1px solid #d9e2ff;
  color: #1f3f8a;
  font-size: 0.8rem;
  border-radius: 999px;
  padding: 0.2rem 0.65rem;
  font-weight: 600;
}
.card {
  border-radius: 14px;
}
#how-it-works ul {
  border: 1px solid #e9ecef;
  border-radius: 12px;
  overflow: hidden;
}
#how-it-works .list-group-item {
  border: 0;
  border-bottom: 1px solid #f1f3f5;
  padding-left: 0;
  padding-right: 0;
  padding-top: 0.7rem;
  padding-bottom: 0.7rem;
}
#how-it-works .list-group-item:last-child { border-bottom: 0; }

/* accent utility */
.btn-dark {
  background: #0e2d59;
  border-color: #0e2d59;
}
.btn-dark:hover {
  background: #0b2347;
  border-color: #0b2347;
}
@media (max-width: 768px) {
  .hero {
    background: linear-gradient(120deg, #0b72ff 0%, #2a9fff 100%);
  }
}